Jeff Gitlen is a graduate of the Alfred Lerner College of Business and Economics at the University of Delaware. Gitlen has spent the past five years writing and researching on personal finance issues which include credit cards, student loans insurance, and other. His writing has been featured in top news publications among them are Bloomberg, CNBC, Forbes along with Market Watch.
Many people face difficulties in keeping their credit scores up due to various reasons such as late payments, high balances or delinquent accounts. Maintaining a good credit score is necessary for financial stability, as it affects one’s ability to obtain loans, mortgages, or even rent an apartment. A high credit…
The concept of a loan has been around for centuries and is used to finance a variety of needs. A $600 loan is obtained through financial institutions on the basis of promises made by borrowers that they repay the sum within an agreed time frame. Many people are in need…
Credit is an integral part of financial stability in today’s society. It enables individuals to obtain loans for big-ticket purchases such as houses and cars, among other things. But building good credit requires a long-term strategy that involves responsible lending practices and timely payments on debts. One question many people…
Cash is one of the most important resources in today’s society. It can purchase goods and services, pay bills, or manage day-to-day expenses. With these advantages come challenges; managing cash on a tight budget or finding ways to acquire it when necessary. “getting cash now” has become increasingly popular as…
Recent statistics show that approximately 44 million Americans have a low credit score, defined as any score under 600. This can be financially detrimental to individuals and families as it restricts their access to loans or other forms of borrowing. Fortunately, there are methods through which one may repair their…
Money is an important resource necessary for leading a comfortable life. In times of financial difficulty, individuals often seek ways to acquire money immediately to cover expenses or other needs. For those facing such circumstances, finding the right solution is prompt. It cannot be easy. This article will explore the…
Credit scores are an essential part of our financial lives. They can determine whether we qualify for loans, get approved for credit cards, and even land a job or apartment. With so much riding on them, it’s no wonder people want to know the highest possible score in 2023 and…
As an adult, the process of obtaining student loans can be a challenging experience. For those without a credit history, acquiring the necessary funding for college tuition and other educational expenses may seem nearly impossible. However, several methods can help those without any credit scores get access to the financial…
The process of renting an apartment can be a daunting task, especially when faced with the challenge of no credit check. Finding an ideal place to call home requires careful consideration and research. This article offers helpful tips for renting an apartment with no credit check. Finding a suitable abode…
The path to financial freedom can feel like an insurmountable mountain, especially for those without a credit history. Fortunately, options are available, making starting and building your credit easier without breaking the bank. Finding the best – and easiest – credit card with no credit is like finding a needle…
Obtaining a loan without needing credit checks has long been an elusive reality that seems to remain out of reach. However, obtaining loans with no credit check and alternatives exist to consider when seeking funds is possible. Through this article, readers will be presented with an exploration into the world…
The harsh reality of living paycheck to paycheck is a situation that many individuals find themselves in. The constant struggle for financial security, especially in times of emergency, can lead to feelings of despair and helplessness. Money has become integral to life, yet acquiring it when needed seems difficult and…
The COVID-19 pandemic has unprecedentedly affected the world’s financial markets and consumer behavior. With millions of people out of work, unable to pay bills or access cash, many are turning to credit cards as a last resort. This article explores how the coronavirus crisis impacts credit card movements, what changes…
The need for personal loans is increasing as people realize the value of having access to additional capital. However, securing such a loan can be difficult without a credit history. Fortunately, there are ways to get a personal loan without a credit history. This article will outline the steps needed…
Are you considering a personal loan but wondering if your credit score is good enough? Credit scores are an important consideration when applying for any loan. A 690 credit score falls in the “good” range according to Experian, so that it may qualify you for some loans – depending on…
A solid credit score can be a key to unlocking financial opportunities. Achieving a 700 credit score is like striking gold; it opens up doors of opportunity and sets the stage for success. In other words, having good credit is like having a golden ticket that gives you access to…
In today’s modern world, having access to quick and easy financial solutions is more important than ever. No credit check loans online for bad credit are an increasingly popular option for individuals who may not have the best credit score but still require a loan to cover their expenses. With…
Irony abounds as many college-educated individuals cannot reap the benefits of their degrees due to a crippling debt burden. Student loan forgiveness has long been seen as an elusive dream for those struggling under the weight of student loans, yet recent developments have shown that there may indeed be hope…
The need for quick, reliable financial assistance is an ever-growing reality in the modern landscape. Individuals can access funds quickly and without delay with a guaranteed payday loan. This article will explain where to find these loans and what to know before obtaining them. It will also outline some of…
Payday loans have long been controversial, with many believing that these short-term lending options are harmful and should not be available to consumers. Despite the criticism, numerous states in the United States have embraced this type of financing as an option for individuals who need quick access to cash. This…
Need money for college? Free Application for Federal Student Aid (FAFSA) For students looking to attend college in the fall, the deadline to apply for financial aid is fast approaching. The Free Application for Federal Student Aid (FAFSA) is expected on March 2. To increase awareness of the process, our…