$255 Payday Loans Same Day Cash Loans From Paydaypact

Paydaypact provides Payday Loans of $255, even for those with bad credit. Apply online, and we’ll contact you promptly to inform you if you’re accepted.

Do you need a short-term cash advance in California? Paydaypact is here to assist you.

We can help you with our California Payday Loans when you’re in a cash crunch between paydays and require cash now.

We’ll generally transfer the money to your bank account on the following work day if we can approve you.

Paydaypact is a licensed state-licensed lender located in California and will fund you directly for your payday advance. But if you want a payday loan in Missouri, for example, we can also help.

If you apply online or phone in to talk to live agents, we will take your payday loan application with urgency and will accept your loan quickly. Some customers are approved in only a few minutes.

Our well-mannered, helpful and knowledgeable Customer Service team is available 24 hours a day, 7 every day of the week, to help you with any questions regarding loans you might have.

The Loan Amount

Paydaypact provides California Payday Loans of $255, apply online, and we’ll contact you promptly to inform you if you’re accepted.

Cost of Loan

The financing charge for the product is 17.64 percent of the total amount you borrow. In the case of the Paydaypact loan of $255, the total amount you’ll have to pay back will be the principal amount, which is $255, plus an additional finance charge of $44.98 which will result in an overall repayment of $299.98.

The breakdown of this cost will be found in the loan contract.

This loan is a high-cost kind of credit and is not designed to satisfy longer-term financial requirements. Paydaypact encourages you to utilize this product responsibly.

The Loan Term

The payday loan will be due in full on the following payday. It could be anytime between 8 and 30 days following the day you have received the money, according to your pay frequency.

California Disclosures

See the below for an example table for this item, such as Annual Percentage Rates (APRs). Please note the term “Amount of Check” refers to the entire amount due. As of now, Paydaypact only offers a $255 Payday Loan.

What do I need to know about my eligibility to get a loan?

To be eligible to receive a Paydaypact payday loan in California, you must:

  • You must be at minimum 18 years old
  • Have to be you are a US citizen or permanent resident
  • You must be a resident of California
  • Maintain an active account in your bank
  • Maintain a steady source of income
  • You must have a valid contact number as well as an active email account.

Please be aware that we cannot offer credit products that have rates that allow us to loan to members of the US Armed Forces or their family members.

Do I have the option of same-day financing?

If we’re approved, we’ll be able to deposit the funds into your account on the next working day, if possible.

Can I pay off my loan in advance?

Absolutely. You can make a part or full payment for your California Payday Loan before your due date without penalties. Simply call us at 1-866-255-1668 or email: [email protected]

If I don’t live in California, but I want to apply for an online payday loan?

It is important to note that the California Payday Loan is only granted to California residents.

If you reside in large cities such as Los Angeles or San Diego or a small town such as Apple Valley, we make the process of applying online for Payday Loans in California quick and easy.

If you aren’t in California, however, we might assist with other credit options. Check out the Rates page to determine if any other loans online, such as installment loans and lines of credit, are available in the state you currently reside in.

 

Why Should I Use Paydaypact as a Direct Lender for $255?

Paydaypact connects you with a comprehensive service of direct lender loans that require no credit checks, accept bad credit, and have no hidden fees. These three characteristics distinguish Paydaypact as a top-quality service provider that prioritizes borrowers.

1) There will be no hard credit check.

Credit history is not used in our verification process for all of our valued borrowers. We assess your loan request without asking about your credit rating or history. As a result, irrespective of your credit record, we can also provide you with the same leading loan options as we would for people with excellent credit.

2) Lender Direct

All of our affiliated payday lenders are industry leaders. Each payday lender in our computer system has current licenses and a stellar track record. You can be confident that your lender will assist you with your financial requirements.

3) There are no hidden fees or prepayments.

Additional fees are the items that they use to increase their bottom line. Paydaypact is not one of them. All of our services are completely free for our customers. The only cost of your loan is the interest rate you start negotiating with your lender. That’s all!

How Can I Get a $255 Online Payday Loan Same Day?

Apply online, accept your best offer, sign your contract, and withdraw your money within 24 hours. Get your same-day deposit payday loans from Paydaypact today!

1) Apply through the online portal.

To apply, go to the Paydaypact online portal. Please provide your personal, job, banking, and loan information so that we can match you with a lender.

2) Examine Your Best Loan Offer

We will respond to your loan request within one to two hours with our best offer. You can then review the details of the offer and contact your lender. Borrowers YouBorroersa can contact your lender for confirmation on loan details and negotiate some terms as needed.

3) Sign Your Loan Contract

When you are satisfied with all of the specifics of your loan, it is time to approve it. Sign your loan contract online with your lender to begin final processing. Examine your loan agreement before signing, and remember to keep a copy for future reference.

4) You may withdraw your loan at any time.

Your money will be available within 24hrs to the next business day. Take out your 255-dollar loan from Paydaypact and use it right away for your cash emergency.

What Do I Need to Get a $255 Personal Loan?

Bring a form Of id, clear evidence of address, income documentation, and a bank statement with you. Finally, provide your contact information, including your email address and phone number.

1) Identity Proof

Have a current, valid government-issued photo ID. On the ID, your surname, personal details, address, and picture/photo must be recognizable. For more information, see the TSA’s list of widely accepted photo IDs in the U. S.

2) Proof of US Residence

Have documents proving your permanent residence in the U. S. Any household bill (electric, internet, or cellphone) will is enough; however, the bill must be in your sole name.

If you rent, ask your landlord for proof of permanent resident letter along with your rental agreement.

If you have a mortgage, you can use your mortgage statement. If you own your home, you can also utilize your latest property tax bill.

3) Proof of Consistent Income

Have your steady paycheck, whether weekly or monthly, verified. If you have a job, you can use your most recent pay stub, your tax return if you are receiving unemployment benefits, or you can provide a bank statement demonstrating consistent and steady earnings from any legitimate origin

4) Bank Account Proof

Keep your bank account information, including the number and name of your account, close at hand.

As proof of an account, you could indeed send the latest financial statements or an account verification letter. It is also critical that your account is operative and not unused.

5) Telephone and email address

Please provide us with a working email address and phone number so that we can contact you. We’ll need your phone number and email address to respond to any further queries, concerns, or updates on your credit as soon as possible.

Personal Finance Writer | + posts

Jamie Johnson is a freelance writer with a focus on business and finance who lives in Kansas City. She covers a wide range of personal finance themes, including credit card creation and construction, as well as personal and student loans. Her work has been featured in Business Insider, CO by the United States Chamber of Commerce, GOBankingRates, and Yahoo! Finance, in addition to contributing articles for PaydayPact.

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