Payday Loans in Long Beach CA with NO Credit Check Online

By: Jamie Johnson

Payday Loans in Long Beach, CA | Instant Approval at Paydaypact

Paydaypact provides no-fax payday loans in less than an hour. It is located at 140 Pine Ave, 4th Floor Suite 455, Long Beach, CA 90802, and has a Toll-Free Number: (800) 787 1393. Paydaypact offers instant online payday loans in Long Beach. C.A. strives to provide the best customer service experience.

What are payday loans from Paydaypact?

Payday loans are short-term loans that cover your bills until your next Payday. Paydaypact offers instant online payday loans with no faxing or paperwork required.

Paydaypact has over $80 million in loan capital for borrowers after approval. Paydaypact delivers its financial services through secure servers to protect you and Paydaypact from unauthorized access.

In Long Beach, CA, Are Payday Loans Legal?

Online Payday loans may be applied for $300 for 31 days in California. Civil Code 1789.301 specifies an APR of 459 percent, governed by Financial Code 230002. For a 14-day $100 loan, lenders might charge $17.65. The interest rate and costs should not exceed 15% of the check amount.

No cooling-off period before the next loan is authorized; just one at a time is permitted. The repayment plan is optional, but there will be no extra expenses if you use it. There’s a $15 non-sufficient-funds charge if you can’t pay back the money. Legal action against debtors is strictly banned.

Long Beach Payday Loan Easy Terms And Conditions at Paydaypact

They must follow state and federal regulations. According to the Truth in Lending Act, payday lenders must provide the financing charge and annual percentage rate (APR) in writing.

The Consumer Financial Protection Bureau implements the Payday Rule. The legislation’s primary goal is to curb payday lenders. The borrower’s bank account must be debited a certain number of times and pass an affordability test and be subject to limitations.

In Javelin Strategy and Research research, 44 percent of military men acquired a payday loan in 2017, compared to only 7 percent of other customers. Payday lenders can’t charge military personnel more than 36 percent interest.

Every state has a different stance on the matter. Loans are illegal in several areas, such as New Jersey. Payday loans are legal in Long Beach, but there are certain limits.

Payday Loans in Long Beach, California, Are Used for a Variety of Reasons.

Loans in Long Beach, California, are a well-liked option for those in need immediately. This might have an impact on your finances and other costs. Payday loans are required for a variety of reasons.

Household bills, medical bills, car repairs, and other unexpected costs.

You may use this money to pay for necessities like food, utilities, and rent in between paychecks.

Payday loans, as previously said, are very costly and should only be used for short-term financial emergencies—the use of payday loans to pay off debts such as credit cards.

How do I apply for a loan at Paydaypact? (Payday Loans in Long Beach, CA)

Online payday loans from Paydaypact can be completed in just 10 minutes. Apply directly at now! Or call toll-free: (800) 787 1393.

If approved, funds can be deposited into a bank account as soon as the following business day. Paydaypact customers have been pleased with the Payday loans they receive. Paydaypact customers have left comments such as:

  • “This rate is meager, and I was shocked at how fast and easy it was.”
  • “Finally, a company that cares about its customers!”

What do you need to apply for a loan at Paydaypact?

Paydaypact requires basic information, including your name, phone number, address, Social Security Number, and bank account information. Paydaypact does require a direct deposit of your payday loan into your bank account. These payday loans are available for $100 to $1,000, depending on income level.

Payday Loans are for two to four weeks, depending on the length of payout term selected by you. Paydaypact does not charge an application fee, but interest starts accruing on Payday Loans once approved.

Paydaypact offers a guaranteed approval process, and all payments may be made electronically through Paydaypact’s secure server, accessible 24 hours a day, seven days a week.

Payday loans are typically paid back with your next pay period. Paydaypact charges $2 per $100 loaned to you as the interest of the Payday Loan.

This works to an Annual Percentage Rate (APR) of 391%, but don’t worry–this can still help many people in Long Beach, CA. PaydayLoans from Paydaypact are not intended for long-term financial solutions or extended uses.

Frequently Asked Questions (Payday Loans in Long Beach, CA)

What do I need to provide when applying at Paydaypact?

There is nothing required except for your banking information. Paydaypact has an A+ rating with the Better Business Bureau (BBB).

Payday Loans are available to all U.S. citizens at least 18 years old and have a bank account, which Paydaypact does not check for creditworthiness.

Loans may be deposited electronically into your checking or savings account at Paydaypact’s discretion, usually within 24 hours after approval.

Payday loans online from Paydaypact offer quick access to funds that can help you get through to your next Payday when you need it most.

With Paydaypact, there is no waiting and no hassle! Apply now by going directly to, or call toll-free: (800) 787 1393. Paydaypact provides Payday Loans in Long Beach, CA, and the surrounding cities.


Personal Finance Writer | + posts

Jamie Johnson is a freelance writer with a focus on business and finance who lives in Kansas City. She covers a wide range of personal finance themes, including credit card creation and construction, as well as personal and student loans. Her work has been featured in Business Insider, CO by the United States Chamber of Commerce, GOBankingRates, and Yahoo! Finance, in addition to contributing articles for PaydayPact.

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