Payday loans: a way to help, or an added burden? These options may seem limited for those with bad credit or no credit. But what if there were methods to access such loans without a credit check? With Maine’s online payday loan services, the decision is left up to each individual. This article explores how Maine provides access to payday loans for people with bad credit and no existing credit history—no credit check is required.

In today’s climate of economic uncertainty, having access to short-term financial assistance can be invaluable. Payday lenders offer quick cash solutions for consumers in need; however, many are unaware that not every provider requires a traditional credit screening process before approval. In some cases, individuals who lack the necessary qualifications (credit score) can still get approved by applying through special programs geared towards helping those with low incomes and poorer credentials. In Maine, various state laws allow borrowers with poor or nonexistent credit histories to obtain payday loans without undergoing a hard inquiry on their report.

The concept of “payday lending” isn’t new; it has been around since the 1990s as an alternative option for consumers seeking access to fast cash during financial hardship. While its use has grown in recent years due to its convenience and relative simplicity compared to other borrowing products, it also faces criticism from consumer advocates who argue that predatory interest rates make this type of financing too costly for most households struggling financially. Nevertheless, understanding the legal framework associated with obtaining payday loans in Maine online for bad credit and no credit check can be beneficial when considering whether this avenue is right for you.

Understanding Payday Loans In Maine

Consumer Financial Protection Bureau states that about 17 million Americans take out payday loans yearly. Payday loans in Maine provide short-term financial assistance for those facing a cash crunch and needing quick access to funds. This type of loan is typically used as a last resort because of its high-interest rates and fees. It’s important to understand the terms and conditions of such loans before making an informed decision based on your current financial situation.

Payday lenders in Maine require borrowers to have a steady source of income, good credit history, and be at least 18 years old. The maximum amount allowed per loan is $500, with repayment due within 30 days or less from the issue date. Interest rates range from 15% to 35%, depending on the lender’s requirements. Additionally, there may be additional charges for late payments or non-payment of the loan balance in full by the deadline set forth by the lender.

Individuals interested in applying for payday loans online must thoroughly research their options: lenders offer bad credit and no credit check options. Furthermore, some states restrict how much money can be lent via this method, so understanding local laws is also important when considering obtaining a payday loan in Maine. Lastly, although it makes sense to resolve any sudden cash shortage through these services quickly, consumers should exercise caution and ensure that repayments remain manageable within their monthly budget constraints.

Eligibility Requirements For Payday Loans In Maine

A recent study shows that about 5 million Americans take out payday loans yearly. This staggering statistic illustrates the prevalence of this type of loan for individuals who need financial assistance in an emergency. Payday loans are available in Maine, but understanding the eligibility requirements is essential before signing any agreements.

To begin with, applicants must be at least 18 years old and have a valid form of identification, such as a driver’s license or passport. Furthermore, they must provide proof of income from either employment or other sources. Additionally, borrowers should always read the terms and conditions carefully to ensure they understand all the details of their loan agreement before making any commitments.

Regarding payday loans in Maine, there are three key points potential borrowers should consider: 1) The amount they qualify for, 2) Fees associated with the loan, and 3) Repayment terms and deadlines. Research lenders thoroughly to find one that meets your needs and offers competitive rates and fees. Additionally, understanding the repayment process and ensuring that funds will be available when payments are due to help avoid defaulting on a loan which can cause long-term damage to credit scores.

By researching options and becoming familiar with state laws about payday loans, consumers can make informed decisions regarding their finances without feeling pressured into accepting unfavorable deals. Shopping around for different lenders makes it easier to compare rates and choose the best option for one’s situation – then proceed with confidence, knowing that they made an educated decision that fits within their budget constraints while still meeting urgent financial obligations.

Applying For Payday Loans In Maine

Payday loans in Maine can be an attractive option for those seeking a rapid financial solution. However, before diving into this type of loan, it is important to understand the process involved with applying for one and any applicable eligibility requirements. This article will provide an overview of what you need to know when considering taking out a payday loan in Maine.

Although often perceived as easy money, it’s essential to remember that certain criteria must be met to qualify for a payday loan in Maine. The most common requirement involves being over 18 years old and having some income or proof of employment. Furthermore, depending on the lender, other documents may have to be submitted, such as bank statements or pay stubs alongside the application.

With all the necessary paperwork collected and reviewed by your chosen lender, you can submit your application online. After submission, you should typically expect notification within 24 hours regarding the status of your application – whether accepted or rejected – along with information about repayment terms if successful. Knowing these guidelines is key when determining how much you’ll potentially owe upon completion, so read through everything closely before agreeing to anything. Ultimately, understanding the ins and outs of applying for a payday loan in Maine is important before making any decisions, s; o take care and search!

Advantages And Disadvantages Of Payday Loans In Maine

Paying off debt and managing bills can be daunting, especially for those with bad credit. Payday loans in Maine allow individuals to access funds quickly without requiring strict background checks or lengthy application periods. While these payday loans may provide immediate relief, various advantages, and disadvantages should be weighed before committing.

Firstly, it is important to consider the potential benefits of taking out a payday loan in Maine. These short-term loans often have low-interest rates compared to other financing options, making them a viable solution for financial emergencies. Additionally, they do not require collateral, making them accessible even if you possess limited assets. Moreover, they can also help improve your credit score over time, provided timely payments are made on each installment.

Conversely, payday loans have drawbacks, such as high fees and penalties associated with late payments or defaulting on repayment schedules. Interest rates tend to increase significantly after the first year of borrowing, meaning borrowers could pay twice as much as what was initially borrowed due to additional charges. Moreover, some lenders may exploit desperate borrowers by offering predatory terms such as exorbitant interest rates or hidden costs to maximize their profits from the deal.

Therefore, before applying for a payday loan in Maine, it is imperative to understand all aspects thoroughly so that one does not find themselves trapped in a cycle of unsustainable debt accumulation in the future. Weighing both sides carefully will enable individuals to make informed decisions about managing their finances while ensuring long-term financial stability.

Payday Loan Regulations In Maine

From the vast, sprawling inland forests of Maine to its rugged shorelines on the Atlantic coast, payday loan regulations in Maine have always had a peculiar place. As with many things in life, some advantages and disadvantages come along with payday loans in Maine. To get an idea of what these may be helpful, take a closer look at some of the key regulations governing them.

First, interest rates are one major element of Maine’s regulatory framework for payday loans. This can range from 10% to 30%, depending on how long the loan lasts. Additionally, lenders must provide borrowers with information about their repayment options and any fees associated with late payments or missed payments. Here are four points worth considering when exploring this topic further:

1) The maximum amount you can borrow is $2,000;
2) Your lender must abide by all state laws regarding lending practices;
3) You cannot be charged more than 15 cents per every dollar borrowed; and
4) You must adhere to certain payment terms depending on your agreement with your lender.

In summary, understanding payday loan regulations in Maine is essential for anyone looking to take out such a loan. By familiarizing yourself with both the benefits and drawbacks of these types of loans, you will be better equipped to make informed decisions should you pursue one. Moreover, knowing applicable legal requirements helps lenders act responsibly toward their customers while protecting borrowers’ rights. Ultimately, being aware of local rules surrounding this type of borrowing empowers individuals seeking financial assistance within the state’s boundaries.

Alternatives To Payday Loans In Maine

The search for alternatives to payday loans in Maine can be a daunting journey. The options seem limited and inaccessible for those with poor or no credit. But there are potential solutions available that should not be overlooked.

Consumers can make well-informed decisions about their financial future by understanding the regulations surrounding payday loans in Maine, such as limits on loan amounts and interest rates. Additionally, researching other short-term financing options like personal installment loans may help individuals find more affordable borrowing opportunities than payday lenders offer. These products have more flexible repayment terms and allow borrowers to build positive payment history while repaying their debt over time. Furthermore, local banks and credit unions often provide low-interest rate options tailored to individual needs.

Therefore, by recognizing the limitations of payday lending and exploring other financing avenues, Maine residents can save money on costly fees and give themselves greater freedom when managing their finances. With careful research into all available sources of quick cash, Mainers can identify which option best suits their unique situation – one that brings them closer to achieving their financial goals.

Identifying Potential Scams With Payday Loans In Maine

Payday loans in Maine are popular for those looking for quick cash. However, it’s important to be aware of potential scams when selecting this type of loan. Scammers may offer fake payday loan websites or even pose as legitimate lenders with unrealistically low-interest rates and fees. Identifying the warning signs associated with the such fraudulent activity is essential before accepting any offers from third parties.

When researching payday loans in Maine, individuals should carefully research each lender. Ensure all contact information is verified and reviews are read regarding their services. Additionally, look out for suspicious language used on the website, such as “guaranteed approval” or “no credit check required.” Finally, ensure the company follows state laws governing the lending process by verifying its license number through the Bureau of Consumer Credit Protection’s online application system. These steps can help protect an individual from being subject to a scammer’s deceptive practices and allow them to securely obtain the necessary funds without worrying about hidden costs or additional fees.

Pros And Cons Of Payday Loans In Maine

The irony is interesting; it can sometimes reveal the truth behind what we think and do. Regarding payday loans in Maine, irony has brought about several pros and cons for those who take them out.

On the plus side, these short-term loans offer convenience and fast access to cash when needed; they are also available online, so there’s no need for lengthy paperwork or long waiting periods. Additionally, many lenders don’t require credit checks, making them ideal for those with poor credit scores. Furthermore, depending on the lender, some may be more lenient with repayment plans than traditional banks or other financial institutions would be.

However, the downside is that they carry significant fees and interest rates, which can add up quickly if not managed responsibly. In addition, payday loans in Maine may not even provide enough money to cover essential expenses such as rent or utility bills. Also, without proper research into potential scams or irresponsible lenders, borrowers can easily become victims of fraud and exploitation – something that should be considered before taking out a loan like this.

In sum, while payday loans in Maine may be an accessible way of getting quick cash during times of need, they have advantages and disadvantages that must be considered before taking one out. Doing your homework ahead of time will help you make sure you’re making the best decision possible – one that won’t leave you worse off financially down the line!

Responsible Borrowing Tips With Payday Loans In Maine

Payday loans in Maine are a viable option for individuals who need quick access to cash but have been denied by traditional lenders due to their credit history. However, knowing the potential risks involved when taking out payday loans and using responsible borrowing practices is important. An example of irresponsible borrowing habits can be seen in Kayla, an individual with bad credit looking for payday loans in Maine online without a credit check. She did not consider the interest rate or repayment terms before applying for multiple loans, leading her into further debt she could not repay.

When considering payday loan options in Maine, there are certain steps you should take: research all available options; compare rates and fees; read contracts carefully; budget appropriately; and understand your rights as a borrower. To ensure successful loan repayment, create a budget plan with additional funds to repay the loan on time each month. This will help prevent falling behind on payments which could result in higher interest charges or even defaulting on the loan altogether. It is also important to remember that if you don’t think you can afford the repayment amount, do not apply for the loan at all – no matter how desperate you may feel.

To make sure that borrowers are making informed decisions about payday loans in Maine and avoid getting into financial trouble, here are some tips:

  • Educate yourself on how much money you need and what type of loan best fits your needs
  • Research different lenders – look up reviews online or ask friends/family members who have taken out similar types of loans.
  • Read through all paperwork thoroughly so you know exactly what kind of agreement you’re entering into
  • Seek professional advice if needed.
    Ensuring applicants understand the benefits and drawbacks of payday lending can help them choose responsibly when searching for emergency funds. With these responsible borrowing tips, individuals can find suitable solutions for accessing short-term financing without being burdened by unmanageable debt levels.

Choosing The Right Lender For Payday Loans In Maine

It is well known that payday loans can be a quick and convenient way to access extra funds. However, when seeking a payday loan in Maine, it is important to ensure that the chosen lender is responsible and trustworthy. This article will investigate identifying the right lender for their needs and provide tips on borrowing responsibly.

Choosing a reputable lender should always come first when considering any financial transaction. Researching lenders thoroughly before applying for a loan is essential as many predatory practices may be encountered if not careful. It is also important to read all terms and conditions carefully to understand the fees or interest rates the lender charges fully. Additionally, ensuring they abide by state regulations regarding lending laws will go a long way toward ensuring an ethical borrowing experience.

Ensuring borrowers know the legal aspects of taking out such loans is equally important – understanding repayment plans, eligibility criteria, grace periods, etc., before signing up with a particular institution helps protect borrowers from potential exploitation or fraud. Familiarizing oneself with applicable consumer protection laws concerning payday loans can save customers from falling victim to unscrupulous practices later. By following these steps, individuals looking for payday loans in Maine can ensure they make an informed decision about who they choose as their loan provider and feel secure throughout their entire borrowing process.

Impact Of Payday Loans On Credit Scores

Payday loans are a popular option for quick access to funds. But considering the high costs associated with them, it is important to understand how these loans can affect one’s credit score. This article explores the impact of payday loans on credit scores and guides on choosing the right lender in Maine.

When evaluating the effects of payday loans on credit scores, it is essential to consider both short-term and long-term impacts. In the immediate term, taking out a payday loan will likely not affect an individual’s credit score since most lenders do not immediately report payments to the major national credit bureaus. However, if payments are late or defaulted completely, this could lead to derogatory marks appearing on one’s credit report, resulting in lower ratings over time. Furthermore, multiple payday loans taken out at once may be viewed as an excessive risk by potential creditors and reflect negatively when evaluated by lenders during future applications for other forms of financing such as mortgages or car loans.

Thus, individuals must exercise caution before taking out any loan and ensure they are dealing with licensed lenders that offer reasonable terms and conditions tailored to their situation. Comparison shopping amongst different providers can help borrowers find a loan product from a reputable source that also offers competitive rates that fit their budgeting requirements.

What To Consider When Applying For Payday Loans In Maine

Applying for payday loans in Maine can be a stressful and difficult process. To help ease the burden, it is important to consider all aspects of the loan when making decisions. Allegorically speaking, taking out a payday loan in Maine could be compared to walking through an unfamiliar landscape with many paths diverging; without careful navigation, one could easily become lost in this strange place. For those seeking guidance on how best to traverse these waters, here are four key points that should be taken into account:

1) Understand the loan terms – Ensure you understand the repayment schedule associated with your loan and any additional fees or interest rates attached. It is also critical to confirm if there are any restrictions related to early repayment of the loan so that you can make informed decisions based on your financial circumstances.

2) Consider alternative options – Before committing to a payday loan, investigate other avenues, such as obtaining funds from friends or family, borrowing against retirement accounts, or utilizing credit union services. These may provide more advantageous solutions than opting for a paycheck advance.

3) Check customer reviews – Many lenders have online profiles where customers can share their experiences about working with them. This will give you greater insight into whether they offer reliable service and fair deals. Consider positive and negative comments carefully before deciding what lender best suits your needs.

4) Watch out for scams – As with most industries, unscrupulous operators always prey on unsuspecting borrowers. Research potential lenders thoroughly before signing any contract so you don’t fall victim to predatory practices. Additionally, never trust anyone who promises easy approval regardless of bad credit score or no credit check requirements – these offers are usually too good to be true!

By being aware of these essential factors before applying for a payday loan in Maine, individuals can reduce risks associated with such short-term financing while maximizing their chances of receiving favorable outcomes from their decision-making processes. With thorough research and preparation beforehand, applicants will have greater peace of mind knowing they chose an option suitable for their unique situation and long-term goals.

Repaying Payday Loans In Maine

When repaying payday loans in Maine, borrowers must know the costs involved. Repayment options must be carefully considered and understood before signing any loan agreement. As a borrower, one should consider all possible fees associated with the loan, including late payment fines or penalties on top of interest rates. To ensure satisfactory repayment terms, borrowers must prepare themselves financially by budgeting accordingly.

The first step towards successful repayment is understanding exactly how much money you will owe each month and when payments are due. It is also important to note that some lenders may require more than just a single monthly payment – making it even more vital for individuals to plan and keep track of their financial situation. Furthermore, if possible, try negotiating for lower interest rates or longer-term periods, as these may help reduce the overall debt burden over time. Lastly, avoiding rollover can save costs since additional charges will typically apply if this occurs.

It is highly recommended that those looking into taking out a payday loan do so only after thoroughly researching potential lenders, exploring available repayment options, and making an informed decision based on individual circumstances. Proper planning allows borrowers to manage their short-term debts while meeting long-term goals like building credit scores or saving up for emergencies.

Resources For Payday Loans In Maine

For those in need of short-term financial assistance, payday loans can be a viable option. Maine is no exception; however, ensuring the loan is repaid responsibly and on time is important. To help with this process, numerous resources are available for individuals living in Maine looking into payday loans.

These resources guide understanding potential fees and interest rates associated with the loan and providing advice regarding repayment plans which may suit individual circumstances better than others. In addition, many organizations across the state offer debt counseling services. These services aim to teach responsible lending practices and budgeting so that such debts do not become unmanageable or spiral out of control.

Organizations such as credit unions also provide alternative options to taking out a payday loan, offering low-interest personal loans or other forms of financing instead. Furthermore, they can provide information about how to build up one’s credit score over time to access better deals in the long run. It is worth exploring all these avenues before deciding about payday loans in Maine.

Making Informed Decisions With Payday Loans In Maine

Taking out a payday loan in Maine can be intimidating, but making informed decisions is possible with the right research and education. Like opening a treasure chest of possibilities, learning more about payday loans could open doors for those needing emergency funds.

The first step towards understanding your options is researching local lenders and regulations regarding payday loans in Maine. It’s important to understand how much you can borrow, when repayment will be due, and any potential fees or charges associated with borrowing money. Knowing what questions to ask before signing up for a loan can help ensure you get the best deal while avoiding scams or predatory practices.

Educating yourself on the basics of credit reports can provide valuable insight into improving your financial situation. Understanding how different credit scores affect your ability to qualify for certain loans may influence the option you decide best suits your needs. Finally, knowing where and how to report any fraudulent activity related to payday lending is crucial so that other consumers don’t fall victim. With this knowledge, borrowers can make informed decisions about using payday loans responsibly in Maine.

Frequently Asked Questions

What Is The Maximum Amount I Can Borrow Through A Payday Loan In Maine?

Payday loans are a type of short-term loan designed to provide much-needed cash in emergencies. Consumers need to understand the maximum amount they can borrow through such a loan so they do not overextend their finances and become mired in debt. In Maine, payday loans can be obtained with no credit check required.

Under Maine law, the maximum amount an individual may borrow from a payday lender is $2,000. This limit applies regardless of whether the borrower has good or bad credit. Furthermore, interest rates and fees associated with these types of loans must also remain within legal limits; lenders cannot charge more than a 30% annual percentage rate (APR) on any single loan transaction. Additionally, borrowers should note that if their total outstanding loan balances exceed 25% of their gross monthly income, this will constitute unenforceable usury under state law and could result in criminal liability against the lender.

TIP: Before taking out a payday loan in Maine, it is important to carefully read all documents related to the agreement and fully understand the repayment terms, including any applicable fees or penalties for late payments. Borrowers should also ask questions about anything they don’t understand before signing off on any agreements to ensure that there won’t be surprises when it comes time to repay what was borrowed.

How Quickly Can I Receive Funds After Applying For A Payday Loan In Maine?

Many people consider taking out a payday loan in Maine when faced with financial emergencies. But how quickly can you expect to receive the funds after applying? This article will explore this question and provide readers with valuable information.

Do you ever wonder what happens once you’ve applied for a payday loan? How long does it take before the money is available? With technological advancements, more lenders can process applications faster than ever. So, applicants may be pleasantly surprised at how fast they can get their hands on the much-needed cash for payday loans in Maine.

In most cases, if all requirements have been met correctly and all documents submitted successfully, funding could occur within 24 hours or less. Of course, other factors could potentially affect processing times, such as weekends and holidays when banks and other lending institutions are closed. In some instances, additional verification or documentation might also be necessary, which could extend the time taken to complete the application process further. All these circumstances need to be considered carefully before deciding on whether or not to apply for a payday loan in Maine online.

It is important to understand that different lenders offer various levels of service. Hence, it pays to shop around for an institution offering competitive rates and favorable terms of repayment options. Additionally, borrowers should meet all eligibility criteria laid down by state laws governing short-term financing products like payday loans in Maine. By considering all these aspects before submitting your application, you can ensure that receiving funds from a reputable lender works out as painlessly as possible – without any unnecessary delays!

Is It Possible To Renew Or Extend My Payday Loan In Maine?

It is not uncommon for individuals to have difficulty meeting their financial obligations. Payday loans in Maine can provide a short-term solution, but it is important to understand the rules and regulations governing payday loan extensions or renewals in Maine. This article will examine whether these types of transactions are possible and any associated fees that may be charged.

To answer this question, it is necessary to examine both state law and federal lending guidelines. Under Maine state law, lenders are prohibited from offering an extension on a payday loan without first obtaining written permission from the borrower. However, borrowers must meet certain qualifications before being approved for such a transaction; one qualification is that the borrower has shown proof of regular income over at least three months before applying. Furthermore, if a lender does grant an extension or renewal, they cannot charge additional interest or fees beyond what was originally agreed upon when taking out the loan.

When considering a request for an extension or renewal of a payday loan in Maine, individuals should also consider potential federal restrictions that may limit their ability to do so. The Consumer Financial Protection Bureau (CFPB) regulates many aspects of consumer finance, including payday loans, and prohibits specific predatory practices. Specifically, lenders are prohibited from issuing more than two consecutive loans with similar terms within 90 days of each other unless there is documented evidence showing the customer’s improved financial situation since taking out their initial loan. Thus, depending on how long ago the individual took out their original loan and how often they’ve requested extensions/renewals, it may be difficult or impossible for them to obtain another one under CFPB regulation.

Overall then, while payday loan extensions or renewals in Maine may be possible subject to certain criteria being met by the borrower (e.g., proof of steady income), various legal considerations must also be taken into account beforehand—including those set forth by both state and federal laws—for individuals to make informed decisions about entering into such agreements with lenders.

What Are Typical Apr Rates For Payday Loans In Maine?

Payday loans in Maine are a type of financial product many consumers use when they need quick access to funds. APR or annual percentage rates can vary greatly depending on the lender and other factors. Borrowers need to understand these costs before taking out payday loans so they can make an informed decision about their finances.

Figuratively speaking, it can be said that understanding the typical APR rates associated with payday loans in Maine is akin to investing time into researching future dividends; by doing so, one may reap great rewards. Beyond merely providing an overview of what to expect from lenders’ fees, this knowledge gives individuals greater control over their financial situation. With more clarity around terms and conditions, individuals can better protect themselves against predatory practices such as excessive late payment penalties or overly restrictive repayment plans.

Knowing one’s options and possible consequences is essential for making wise decisions when managing personal finances responsibly. Given the potential risks of borrowing money from payday loan providers, awareness of standard APR rates could help prospective borrowers avoid falling victim to unscrupulous lending practices. This information also provides insight into how much interest may accumulate if payments are not made promptly and allows people to budget accordingly before entering into any agreement with a lender.

Are There Any Fees For Early Repayment Of Payday Loans In Maine?

Regarding payday loans in Maine, one of the key considerations for borrowers is fees associated with early repayment. Knowing what fees may be charged if a loan is paid off ahead of schedule can help inform important decisions about whether or not and when to pay off a loan.

The State of Maine has instituted certain regulations regarding potential fees lenders may charge for repaying a loan before its due date to protect consumers. For example, according to state law, no more than 25% of the principal amount owed on any single loan may be charged as a fee if the loan is repaid within 30 days from the date it was issued. Furthermore, additional charges beyond this rate are prohibited if the loan is repaid between 31-60 days after disbursement.

These measures ensure that customers can make informed choices when considering their options for paying back payday loans in Maine and provide protection against excessive costs related to early repayment. Therefore, understanding these rules and regulations before taking out such a loan can save significant financing costs.


Obtaining payday loans in Maine has become increasingly popular among those with bad or no credit. While they can provide a convenient source of funds, it is important to understand the terms and conditions associated before applying for one. The maximum amount borrowed through a payday loan in Maine may depend on the lender but typically falls between $500-$1,000. Funds are often made available within 24-48 hours after approval, but some lenders offer same-day funding. Renewal or extension of the loan may also be possible depending on the terms established by the lending institution. APR rates vary from state to state, usually 300% to 800%. Additionally, fees for early repayment should be considered when determining if this type of loan is right for you.

Much like taking a test drive before purchasing a vehicle, researching all aspects of payday loans in Maine is essential before committing. Understanding each aspect helps set up a roadmap toward success, whether using these services temporarily or as part of an ongoing strategy. Taking your time to weigh out all options carefully can help ensure you make an informed decision that best fits your current financial situation. Payday Loans in Maine can be thought of as similar to navigating unfamiliar waters – while there may be uncharted territory along the way, heading into them with knowledge increases the likelihood of achieving desired results safely and securely.

Jamie Johnson

Jamie Johnson is a freelance writer with a focus on business and finance who lives in Kansas City. She covers a wide range of personal finance themes, including credit card creation and construction, as well as personal and student loans. Her work has been featured in Business Insider, CO by the United States Chamber of Commerce, GOBankingRates, and Yahoo! Finance, in addition to contributing articles for PaydayPact.